We have been in the receivables factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any difficult circumstances you might run into. We won't collapse when the times get difficult, like some other receivables factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the right match for your business - it could be us or another receivables factoring company.

We have a king-size network of receivables factoring industry counterparts, these cooperative connections were built over 20+ years in the business. So, when you take the time to define your needs to us, we have no doubt that you will find exactly what you need..

Almost all receivables factoring businesses let you select and choose your customers that you want to factor. But a few of them usually have a minimum amount in order to work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will make you use receivables factoring when you don't need it.

Almost all receivables factoring businesses will not be upfront about their fees. It doesn't make any sense why they do this. You can be rest assured, We are different.  We are unconditionally upfront about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your company. It is going to be tough finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are financed by Wall Sreet investors. We are an independently owned company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We take the time to hear your story, determine struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring firms especially the Silicon Valley Fintech ones first and foremost lay their money on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or simply won't.

Don't overlook the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems so to correct them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Keep your eye on negative payment trends. This is essential to prevent unnecessary write-offs.

We make sure to use advanced technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Almost all other companies are not even in the same neighborhood.